Student Loans South Africa 2025 Repayment Options. Prospective loan scheme applicants can apply through an online application form following three guided Are you looking for the cheapest student loans in south africa to help you pay for your tuition and any other expenses related to your education?

These loans generally require a guarantor, such as a parent or guardian, and may include flexible repayment terms. Students can get a discounted interest rate and an extended term of up to 84 months (7 years) to repay the loan.